Tagged : Marin Home Buyers

Found 3 blog entries tagged as "Marin Home Buyers".

When purchasing a home, your agent will ask you if you want a home warranty.  It is an item on the C.A.R. Residential Purchase Agreement in which the cost is negotiable between the buyer and the seller.  My buyers often ask me if it is necessary.  The answer is no, it is not necessary, but in my opinion, well worth it.  Even if the buyer has to pay for it themselves, it should be done.  And I will tell you why...

A home warranty covers failures of the mechanical systems within the home due to normal wear and tear after close of escrow.  These systems include the furnace, water heater, air conditioning, electrical, attic and exhaust fans, ceiling fans, plumbing, plumbing stoppages and the appliances just to name a few.  The policies are very

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Yes, it can be done! There seem to be a throng of buyers laden with cash from selling their homes, cashing out their high-tech stock options, family money, and the list goes on. There is no question that they have an advantage. They're not subject to appraisals and underwriting standards while you are, because you need a loan. If you're up against someone with a lot of money who just loves the home, it's probably time to move on, but barring that, give it a try. Cash buyers are not invincible. There are definite steps that can be taken to level the playing field.

First, it's important to understand what sellers and their agents are looking for. It boils down to just a few things: A good price; the terms the Sellers want (more on this later); a

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A pre-approval is one of the most important ingredients in the home-buyers' recipe book here in Marin.  Sellers and  Listing Agents want to see a current pre-approval letter with every offer they receive.  Many, if not the majority of properties currently on the market will receive multiple offers, and almost all of those offers will have pre-approval letters attached. Offers without a pre-approval go to the bottom of the pile. A pre-approval usually states that the lender, or mortgage broker has reviewed financial history, income, tax returns, verified pay, etc. Often, the lender has also had an underwriter review the file, and is in a position to state that loan approval is subject only to appraisal and certain other conditions. This

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