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        <title>Marin Real Estate Blog : Brian Stewart</title>
        <link>http://www.marinmodern.com/blog/author/brian-stewart/</link>
        <description>Marin Modern Real Estate blog about the real estate market in Marin County, including blog commentary on modern, mid-century modern and architecturally unique properties.</description>
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            <guid>http://www.marinmodern.com/blog/marin-home-buyers-mortgage-rates-improving.html</guid>
            <link>http://www.marinmodern.com/blog/marin-home-buyers-mortgage-rates-improving.html</link>
            <author>Brian@JCFAdvisors.com (Brian Stewart)</author>
            <title>Marin Home Buyers: Mortgage Rates Improving</title>
            <description> <![CDATA[ 
Yesterday the Treasury successfully auctioned off $27 Billion in 7 year notes with bids being much higher then expected. As a result, the benchmark 10 year treasury note closed at a much lower 3.50%. This means that mortgage rates also moved lower (improved) today and will likely improve again early next week.


If you have been sitting on the fence, and were disappointed in missing the very low rates that existed 4-8 weeks ago, this may be your opportunity.&nbsp;&nbsp;&nbsp; Whether you are i... ]]> </description>
            <pubDate>Sat, 27 Jun 2009 09:43:45 -0500</pubDate>
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            <guid>http://www.marinmodern.com/blog/your-marin-mortgage-lower-your-monthly-payments.html</guid>
            <link>http://www.marinmodern.com/blog/your-marin-mortgage-lower-your-monthly-payments.html</link>
            <author>Brian@JCFAdvisors.com (Brian Stewart)</author>
            <title>Your Marin Mortgage - Lower Your Monthly Payments</title>
            <description> <![CDATA[ 




Whether you are in the market to buy a home in Marin County or are simply exploring your options for refinancing your current mortgage,&nbsp; now is a fabulous time to take advantage of the incredible low interest rates that are out there.


Residential mortgage rates are currently at all time historic lows. The graph above shows US average mortgage rates over the past 36 years.&nbsp; Oddly, the website where this information was obtained (Mortgage News Daily) hasn&rsquo;t updated their ... ]]> </description>
            <pubDate>Tue, 19 May 2009 16:55:41 -0500</pubDate>
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            <guid>http://www.marinmodern.com/blog/how-to-navigate-the-mortgage-market-as-a-home-buyer-in-marin.html</guid>
            <link>http://www.marinmodern.com/blog/how-to-navigate-the-mortgage-market-as-a-home-buyer-in-marin.html</link>
            <author>Brian@JCFAdvisors.com (Brian Stewart)</author>
            <title>How to Navigate the Mortgage Market as a Home Buyer in Marin</title>
            <description> <![CDATA[ 
I was reflecting back on the roller coaster ride we've all witnessed within the mortgage industry and came upon an article entitled Fannie Mae Eases Credit To Aid Mortgage Lending which first appeared in the New York Times on September 30, 1999.

This article from 1999 makes for an interesting read and helps underscore that the credit crisis we are in today stemmed partly from political policy decisions made over a decade ago. All finger pointing aside, the backlash of any financial crisis is... ]]> </description>
            <pubDate>Mon, 06 Oct 2008 21:40:41 -0500</pubDate>
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