January 2012

Found 14 blog entries for January 2012.



First Time Home Buyer Questions: Part 1

Anyone who maintains a blog or has ever written an article for a blog eventually faces the question - What should I write about?

The best piece of advice I received from the countless webinars I attended on blogging was - Write about the subjects you talk about, email about and discuss every day with your clients and friends. As Realtors, we entertain questions about the market, the process, the community and even our jobs every day. It's awesome and one of my favorite parts of being a Realtor - sharing information.

If you have questions, especially the ones you aren't asking because you think they are stupid - you are not alone (and your questions are not stupid). The Real Estate/lending world has

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Due to popular demand we will be sponsoring another seminar in Marin designed to help educate prospective home buyers on the process of buying a home in Marin County.  

This interactive event will be held on Sunday, February 12th from 12-2pm and will feature local speakers with expertise in Marin real estate, financial planning and mortgage lending.  

You can learn more about the event (and register) by visiting Marin First Time Home Buyers Seminar.

If you're contemplating a potential home purchase in Marin, we'd encourage you to register for this FREE event now.   Seating is limited and these workshops are always popular so we encourage you to register early to secure your seat!

We hope to see you on February 12th!

Renee Adelmann, Owner of Marin

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Located near open space trails with no through traffic, this contemporary and spacious 5 bedroom/3 Full-Bath home features a 3-car garage and endless storage space. It also offers privacy yet easy access to downtown San Rafael and San Anselmo.  A formal dining room adjacent to the living room has a wood burning fireplace and can accommodate large gatherings.  Adjoining the kitchen is a family room with a beautifully updated entertainment center and gas fireplace that creates a warm and inviting place to watch TV, listen to music or launch an outdoor party.

The Master Bedroom is separate and private on the upper level and features two large walk-in closets and a balcony with sliding glass doors that open to a beautifully landscaped and tranquil

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Although never a mainstream lending program for residential properties, many of the larger national banks used to offer loans for foreign nationals. Amid the major setbacks experienced by the housing and financial sectors over the past few years, most of these loan programs were discontinued. Nowadays, even U.S. citizens living abroad have a tough time securing financing and most foreign nationals eligible for any level of financing will find themselves obligated to put down at least 50% of a property's purchase price. Fortunately, lining-up financing for overseas citizens has improved dramatically and qualified foreign nationals can now secure excellent financing (up to $5 million) with down payments as low as 10%.

With interest rates hovering at

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As a Realtor and Eichler Home Owner, I'm frequently asked by neighbors, clients, and friends about the current value of their Eichler home.

While there are many entertaining tools on the web that homeowners can utilize to estimate the value of their home, these tools fail to recognize and value the distinct characteristics of Eichler homes which can have a profound impact on determining the true market value for your home.

If you are an Eichler homeowner in Marin and would like to receive a free estimate of your home's current market value, visit  www.EichlerValue.com and request your home valuation online now.    

Additionally you can call me directly at 415-EICHLER (415-342-4537) for assistance with your Eichler real estate needs.


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I am delighted to announce my client's successful purchase of 15 Mt. Tenaya Drive in the Upper Lucas Valley region of San Rafael.

This 5 bed/2 bath Eichler home built in 1964 features a very desirable double-A frame layout, walls of glass to create an indoor/outdoor feel and a lush backyard with a beautiful waterfall.


Originally listed at $920,000, I was able to assist my client in purchasing the home for $850,000.

If you are buying or selling a home in Marin, I would love the opportunity to represent you.

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Eichler home sales in Marin County by Renee Adelmann, Marin's #1 Eichler Agent since 2007. 

With a new year upon us, I wanted to provide fellow Eichler fans with a quick look back at the real estate market for our homes in Marin.

In 2011, a total of 50 Eichler Homes were sold in Marin County and I was proud to once again finish the year as the #1 Agent in Marin County for Eichler Home Sales. As a listing agent, my Eichler listings sold on average for 99% of their asking price in just 57 days.  Eichler Homes that were not listed by me on average sold for only 93% of their asking price and took considerably longer (97 days) to sell. 

Looking closer at 2011 Eichler sales in Marin, all sales occurred in San Rafael (with the exception of one custom-built Eichler home in Kentfield which sold for $1,600,000 and is excluded from the overall

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In a welcome reversal to loan limit reductions of $625,500 that were imposed on FHA, high balance, and super conforming loans on October 1, 2011, the FHA increased its high balance limits in mid-November to the former threshold of $729,750. The increased FHA limit should be effective throughout 2012, however both Fannie Mae and Freddie Mac’s high balance and super conforming products currently remain fixed to the lower amount.


The FHA’s higher limit of $729,750 affords borrowers superb financing, especially long-term, fixed pricing with 30-year mortgages currently around 4.0%. In contrast, the conventional high balance and super conforming loans, which cap out at $625,500, have rates of .125% to .25% higher. And, as soon as conventional financing

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Many of our clients have a New Year's Resolution which includes "Buying a New Home in 2012" however I know many folks are still uncertain about the market.   For those curious about the overall real estate market and whether or not now might be a good time to jump-in, I'd encourage you to preview the following articles which just ran in this past weeks USA Today.  

If you just want the Cliff Notes, here goes:

  • Rents are dramatically increasing (double-digit increases throughout the Bay Area),
  • Mortgage Rates are at record lows
  • Unemployment rates are the lowest they’ve been in 3 years (note: Marin County consistently has the lowest unemployement rates throughout California)

You can read the full articles here:

  • Apartment rents heading higher for
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When Clint and Kim started their search over a year ago for their first home, they didn't want a cookie cutter home.  They were looking for charm, character, something a little unique. They weren't disappointed!  The house that captured their imagination was located in Central San Rafael and had been owned by Dr. William Galeno, the largest collector of Japanese armor in the west. Remnants of the past could still be found in the house.   The heirs, who were selling, the house clearly were not tuned into the market conditions or realistic about the house and all the deferred maintenance.  This listing held the record for the most days on the market in Marin - 841!

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Then Clint and Kim came along...... and after a protracted negotiation, they struck a

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